Many in the business world point to definite cracks in – if not yet an outright shattering of – the proverbial “glass ceiling.”

Since the Affordable Care Act (aka ObamaCare) was signed into law in 2010 – the disastrous rollout of the program notwithstanding – the conventional wisdom has been that employees receiving health insurance from their companies wouldn’t need to change their plan. So reports MSN Money.

In the current business environment, with many formerly full-time jobs going to less-costly consultants and freelancers, even large companies no longer have the luxury of bringing in a McKinsey or a BCG for consulting advice. So reports The Wall Street Journal.